That $2 list of foreclosed homes could cost you your identity. Be very careful with your private information online.
The latest scam to hit craigslist and inboxes across America could cost you your identity. The scammer operates under the name Kyle Waitley and he promises you a list of very cheap foreclosed homes for a mere $2 and a credit check.
First Contact
Below is a sample email Kyle Waitley sends out to unsuspecting victims. It’s possible you may have received a different, yet similar email, but the overall gist is the same. The main point of the email is to get you interested in fixing your credit and finding a new home for cheap.
Subject: who wants to go Rent 2 Own home shopping with me this weekend?
Hello,
Friday is here and I want to know what kind of home you’re interested in…
- ranch
- 2 story
- condo/townhome
- big yard
- etc…We’ll the National Forclosure list has all of the above PLUS some!
All you need to do is pay $2 bucks (THATS IT!) to access the list and
start shopping for your new home below…-URL REMOVED-
It’s only $2!!!
Look if you’re not willing to invest $2 bucks into your future then
I can’t help you… seriouslyWhat I do is real… I give you the option of picking out your very
own home and having us buy it and RE-SELL it to you on a Rent to OwnAnd the only way to pick out these homes is from the National Forclosure
list (we CANNOT buy full priced properties… doesn’t make any sense
and the private lenders we use won’t allow it)The listing service I personally use (and recommend) is below…
-URL REMOVED-
They have the…
- largest selection
- most pictures and information on each deal
- constantly updated
- and only cost $2 bucks to get full access!-URL REMOVED-
After you pick out a few properties that you want more information about
email me the direct links of the homes AND your phone number.Make sure the subject line reads… “Kyle here are my homes”
Now start this weekend off right and get on over to…
-URL REMOVED-
Email me back,
Kyle Waitleyps – I have 3 early showings today so I may not be able to get back to you
until a little later
Clicking through on one of the many URLs ultimately leads you to a site that wants to run a credit check on you to make sure you qualify to use the list of homes Kyle offers. The credit check is supposedly free, but they need to charge your credit card $1 for verification purposes.
Handing over your credit card and private information to these people is a bad idea. Aside from potential identity theft, there are a lot of consumers warning that multiple unauthorized charges are appearing on their credit card statements ranging from $2 to $35. The victims claim that having these charges reversed is proving to be quite difficult.
Experiences with Kyle Waitley and Credit Report America
The following statements are from others who have personally dealt with Kyle Waitley and Credit Report America.
Here is my experience with Kyle Waitley (an alias) and Credit Report America…
Credit Report America’s site states, “Your credit card WILL NOT be charged during the FREE trial period. However, a refundable ONE DOLLAR activation fee will be made because valid credit card information is required…”.
They did attempt to get me to sign up for other services such as credit card monitoring but I declined all of them.
Once I accepted the “free” offer, I checked my bank account and I was NOT charged $1… but there were TWO successive charges to my bank account, one for $2.95 and one for $29.95. I placed the order for my FREE credit report Sunday evening… there shouldn’t have been ANY charges on my credit card except for ONE $1 ping on my account. I should not have $32.90 on hold due to these people.
I called the company at (800) 712-7224 and the girl who answers the phone is trying to tell me that my card has not been charged and that the two charges are only pending. Right… funny they don’t tell you THAT in their disclosures, do they? I told her what she was failing to understand is $32.90 is a hell of a lot more than the $1 that they’re hawking on their site. I canceled my account and called back and spoke with ’supervisor on staff’ Steve who stated he was shocked and that he would find out why that happened. I’m still waiting to see if these charges clear or if they come through on my account.
I’m one of those Americans who is trying to clean up my credit and own a home… you know, the American Dream. Too bad that people like these have to turn it into the American nightmare. When I saw the charges on my account, I shot off an email to good old Kyle… guess what? I haven’t heard ANYTHING from him. Nope. Quiet as a church mouse! Yet prior to me ordering this credit report? I was getting 2-3 emails PER DAY from him.
An attempt to get in contact with Kyle:
I checked out an ad in CList for “rent to own your own home”, and automatically got sent to Kyle Waitley’s website. He outlined a 4-step method to become a home owner while “repairing bad credit” in the process. With each step’s email, he also sent an auto link to a credit score site, where you get a “free trial” for “only” a dollar, supposedly refundable. I emailed this guy FIVE times, saying I already know my credit score, i don’t need to join this club to obtain my credit score. He never answered any of my mail. This sent up a red flag to me, because to obtain a credit score, you have to use your ssn. The way he writes is unprofessional. No business-oriented person would speak this way. But I did NOT proceed with his pitch. Chalk it up to woman’s intuition.
Known Contact Information
- Aliases: Kyle Waitley, Tim Roberts, Jeremy T. Blunt
- Business Names: Credit Report America, CoastWest Holdings Ltd., CreditReport America, YouRentYouLoseHomes, RentToOwnHomeSearch
- URLs: http://www.renttoownhomesearch.com/ http://www.yourentyoulosehomes.com/ http://www.Homeownershipmadesimple.com/ http://www.realestatefreedominc.com/
- Possible Email Addresses: renttoownhomesearch_com@realestatefreedominc.com, rentoownwithkyle@hotmail.com
- Possible Contact Number: 1-800-712-7224
Remember, that there is no quick-fix for credit repair. It takes time to fix a poor credit history. Don’t let someone lead you to believe that it can be fixed overnight.
Have you had any experience with Kyle Waitley or Credit Report America? If so, leave a comment below.
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8 Responses
Thanks, for your info on Kyle W. We were just about to register for his promotion(scam)…
just about to fall for this scam, thanks for the info!
Thanks so much for this info! I get e-mails from this guy all the time and I almost fell for it! Glad I did my research first.
Thanks!
Where to report email/internet scams like this one:
spam@uce.gov
I had a feeling this was to good to be true. Now a day you can’t TRUST NO ONE.!! that’s a shame that some people do that to other just because they know that some people can’t afford to get a home,if it’s not rent to own. I do THANK GOD THAT I DIDN’T SEND HIM THE PART FOR THE CREDIT REPORT. THOSE THINGS I DO ON MY OWN!!. To other please be careful.I called up the company and was told that this person KYLE WAITLEY HAS BEEN DOING THAT ALOT. AND THEY ARE LOOKING INTO IT. anyway God Bless you and keep posting this scam programs. Have a Bless day. Ms Mari
unfortunatley i did fall for that scam. I tried to email him, it said no such address. then he charged me 35 bucks after the 2 bucks cause he didnt say how long before i had to cancel just said do nothing. well LIVE AND LEARN
i found out about this looser from the people at government auctions they told me to google him lucky for me he never contacted me. all i ever get is is stupid emails telling me how dumb i am for renting, so any one who finally ends up here hopefully you didn’t give him your social security number or the 1000.00 dollar deposit he wants the phone number he gave me is from dallas texas so don’t waste your time with this looser get back on track and deal with someone that is legit .
I’m really glad I found your site today, otherwise I wouldn’t have had an
‘OMG’ moment reading about “Kyle Waitley” and his scam! Thanks for writing and warning people! At first, I was very interested in getting info on local foreclosures, and I paid the $1. But red flags were being waved all over the place. The listings were terrible. There were only 3 homes within 150 miles of me listed as bank foreclosures, and I kept getting emails from Kyle saying “send me the addresses of the houses you like!” I wrote him mentioning I didn’t like any of them, and how about updating that list so I don’t have to go to Siberia to find a house? I emailed him 3 times, but never heard from him. I found out doing a search of my own, there were 127 foreclosures within a 5 mile radius of my home, so Kyle wasn’t very good at this if he could only find 3. So I knew something was wrong with his business, because he had no intention of buying foreclosures. Nothing was professionally done. So you have to wonder how he was making money? I would never give out my Social to him for the free credit check, but it never occurred to me that he might add additional charges to my bank card! He’s faster than David Copperfield, and seems to be working on the art of misdirection! You can’t trust anybody! I’m going back to check my bank statements and make sure he didn’t add a little more profit for himself. Thanks for the heads up, and thanks for your investigations!