The Cash Leveraging System and the Cash Gifting Scam

Do you believe in karma? That old idea that there is a sense of justice and balance in the universe which ensures that whatever you dish out, good or bad, comes back to you?

If you do, here’s a warning: Joe’s Book of Karma states, “It doesn’t work with cash gifting schemes.”

What is Cash Gifting?

Cash gifting, or leveraging programs, are supposed to work like this: you pay a fee to join the club. You give cash “gifts” to those at the highest levels of the club. You recruit enough people so that you become one of those high level members and then rake in the cash gifts that the low-level flunkies give you.

Can you imagine anything dumber? Think of it on the playground. The bully, Randy, charges every kid his lunch money to join the special Randy Club. As members, they get the privilege of giving Randy not only their lunch money, but their allowance, too.

Cash gifting is an old idea dressed up in new clothes for the Web. Remember those chain letters from back in the snail mail days? Send $1 to the person at the top of this list, then copy the list, remove that person, add your name to the bottom, and send this letter to 10 friends. In six months, you’ll get $10,000 in the mail. Then it moved to e-mail and PayPal. Now it’s Web based.

Cash Gifting Programs Are Illegal

You’ll find lots of Web sites and forum discussions that say they aren’t. But they claim they are legal because the IRS allows gifts. Well, duh! That’s not the issue. They have been deemed illegal pyramids because there is no product for an end user. There is only money flowing upward so the last sop to join has no chance of getting his money back.

Don’t take my word for it. Trust the Federal Trade Commission:

In reality, the clubs are illegal pyramid schemes. New club members give cash “gifts” to the highest-ranking club members, with titles such as “captains.” And they’re promised that if they get additional members to join the club, they, too, will rise to become captains and receive money – far more than they initially paid to join the club — from newer club “friends.”

Or trust the Attorney General for the state of Michigan:

Cash gifting schemes are the quintessential example of a pyramid scheme. Instead of selling products, cash gifting schemes forego the sale of products and just give people cash, but the premise is the same — like other pyramids, cash gifting schemes are based on the amount of people recruited.

Cash Gifting Web Sites to Avoid

epicwealthsystems.com, cashgiftingprograms.org, 6figurewealth.com, wealthsupersystem.com, secretsofgifting.com. In fact, if you Google Epic Wealth Systems, you’ll find hundreds of pages that look pretty much the same except for the name and picture of the owner at the bottom. That should give you pause.

If you were thinking about joining epicwealthsystems or other cash gifting program, I’m sorry to disappoint you. But if it will make you feel better, I will accept your cash gift. That’s right. Out of the goodness of my heart, you may pay the membership fee or your lunch money directly to me via PayPal: steve[at]ivetriedthat[dot]com. No need to thank me.

Beware of Google Money Tree.

Google Money Tree. God that name sounds awful, doesn’t it? If life has taught me one thing, money doesn’t grow on trees. It most certainly doesn’t grow on the Internet either. I think it’s safe to say that Google simply isn’t handing money out to individuals. Yes, Google is awesome, but not that awesome. So, why does Google Money Tree claim that you can become rich using Google? Let’s find out.

Google Money Tree boasts that yes, you too, can be making $107,389 in just six months by filling out forms and doing searches on Google and Yahoo. I’ve been filling in forms and searching Google and Yahoo for almost ten years now! By their calculations, I should have had over $2,000,000 sitting in my bank account right now!

Of course, the information on how to become a successful millionaire is going to cost you some money upfront first. It’s not too bad this time around, just $3.88 for shipping and handling. Something seems oddly fishy about this website though. There appears to be a lot of information lacking. I think I should check the Terms and Conditions I am agreeing to before I send away my credit card information.

The initial shipping and handling charge of three dollars and eighty eight cents, which includes the Google Money Tree Kit as well as seven days worth of access to the online directories and training. After seven days, if you choose not to cancel you will be billed your first monthly membership fee of seventy two dollars and twenty one cents for the membership fee for the googlemoneytree.com membership.

Google Money Tree’s Hidden Charges

Whoa, whoa, whoa, whoa, WHOA. You’re going to bill me $72.21 in seven days if I don’t cancel these charges first? What the hell kind of shady business practices are you guys running? There’s absolutely no mention of these hidden charges on the presell page. You have to dig through the terms and conditions before you find these hidden charges. Other gems on that page include this lovely line: “No refunds of any kind will be issued after 7 days of any transaction date.” If you wait to receive a bank or credit card statement in the mail, you can forget about seeking a refund. You’ll have to dispute the charges with your credit card company and if you paid with a debit card, there’s a lovely phrase that goes something like: You’re shit out of luck.

I don’t have anything to say about the actual work at home kit you receive, but it would be safe to bet that it is probably garbage. Google Money Tree is just looking to scam you out of as much money as possible before you even realize it. Don’t do business with them and most certainly do not give them your private information.

Our good friend Paul over at the Work at Home Truth Blog has warned his readers about the Google Money Tree scam previously and recommends you file a complaint with the FTC at https://www.ftccomplaintassistant.gov/ if you have received any fraudulent charges from Google Money Tree. Hopefully our combined efforts will end scams like these. Thanks Paul.

Six Figure Yearly Review

“I Made $76,875.71 in 26 Days!”

Okay, I’ll admit it. That’s a pretty good way to catch a reader’s attention. Unfortunately, if you do the math, that works out to a little less than a million dollars per year. Do you honestly think this program will turn you into a millionaire with only a $60 investment? Maybe you need to keep reading.

Also, what’s with the name Six Figure Yearly? Could they really not afford the s?

The Claims

Six Figure Yearly makes the following claims:

  • Step-by-step instructions to turn your computer into a money making machine.
  • You can make $3,500 per day working only two hours.
  • You will automate your online income so money pours into your bank account.
  • There is no selling, surveys, or envelope stuffing.
  • DEAR GOD HURRY THERE ARE ONLY 4 COPIES LEFT

They are entirely vague at answering what you will be doing to make a million dollars per year. Imagine walking into an interview with a potential employer. You sit down and he tells you he will make you a million dollars this year. You ask, “Okay, what will I be doing?” His response, “You’ll be making money of course!” You, “How?” Him, “IT DOESN’T MATTER DOES IT? IT’S A MILLION FREAKING DOLLARS.” You, “Uhh. I just remember I have somewhere to be.” Him, “GET BACK HERE AND GIVE ME $60 NOW SO I CAN GIVE YOU $1,000,000 LATER.

I can’t imagine that would ever actually occur, but that is what is happening when you read Six Figure Yearly’s website. The owner mentions over and over how much money he/she/it is making, but never spends any time discussing how that money is earned! In fact, there are only a few sentences that begin to describe what’s going on. Here they are: “Here’s what I do every day. I sit down at our computer. I check our emails. I return our emails. I check our income accounts online. I do two to four simple transactions. I turn off our computer. I have a nice day. This takes me about two hours a day or less!”

I read emails and check my bank account every day too! How come I’m not making a million dollars yet!?

The Truth

Six Figure Yearly works along the same lines as a rebate processor or data entry scam and we all know how reliable data entry and rebate processing jobs are. The scam here isn’t so much that the system doesn’t work. The scam is that they are blatantly lying to you in order to make a sale.

If you read through the presell page, they make the claim that all they do is fill in boxes and process transactions and money is literally thrown at their feet. If it is that simple, why isn’t every single person in the world doing this? We wouldn’t have any problems with our economy and foreclosures would be a thing of the past. Now, we all know that’s an impossible scenario.

Instead, you’ll be given instructions on how to promote Clickbank products via Google Adwords. Yes, that Clickbank and that Google Adwords. What they don’t tell you on the presell page is that this is going to cost you a lot of money. Way more than just the initial $69.97 price, even though the website says this exact phrase: “YOU WILL NOT SPEND ONE DIME OF ADDITIONAL INITIAL OUT OF POCKET EXPENSE to get started if you buy the platinum program.” (Tangent: Why the hell couldn’t they just charge $70?)

Essentially, you’ll be buying ad space on Google’s search engine results. For instance, do a search with Google. Search for anything at all. On the search results page, you’ll see sponsored ads along the top and the right hand side of the page. You will be buying ad space there in order to place affiliate links to products. Every time someone clicks on an ad there, the advertiser (you) gets charged, regardless of whether or not that user makes a purchase. Let me make this clear, you’ll be paying anywhere from $0.50 to $5.00 every time someone clicks on your ad. These clicks will happen often, and you will have to pay for each one.

The only way you’ll make money is if someone clicks the ad then makes a purchase through your affiliate link. At one point in time, this was a rather good way to make extra money. However, now the market is over saturated and you probably won’t make back your investment and you’ll fall deeper into debt. So, that leaves you with this question. Will you make over $1,000,000 per year? Absolutely not. No way. Never will you make that much money.

Save your money. Invest it in ING and actually make a decent return. Either way, don’t give it to the guys behind Six Figure Yearly.

Miscellaneous Ways to Make Money Online

Now tracking 8 miscellaneous ways to make money.

Miscellaneous Get Paid to Information

These job sites didn’t really fit into any other category and there weren’t enough of them to be categorized into their own posts. So, sift through them and see if there’s anything that might interest you.

8 Ways to Get Paid

  1. ChaCha – is hiring guides to answer incoming questions. You log in online and research answers for ChaCha users. Work whenever you want.
  2. KGBKGB – similar program to ChaCha, but you have to schedule hours to work. I recommend joining both.
  3. Amazon’s Mechanical Turk Program – Complete short tasks and get paid. Pay is generally pretty low however.
  4. CloudCrowd – Similar to mTurk, but you need to login and do work through a Facebook account.
  5. Shoppers Confidential – Currently seeking new mystery shoppers to evaluate stores and restaurants.
  6. Tutor.com – Provide homework and schoolwork help online to families.
  7. SmartThinking – Hiring online writing tutors. Experience/degree preferred.
  8. TutorABC – Seeking online English tutors for non-native speakers. Experience/degree required.

I’ve Tried That Investigates: The Online Business

I started out looking for a J-O-B, and then I found this website. Now, I earn six-figures every year working from home. Oh yes, dear reader, you too can be earning over $100,000 from your home. It’s absolutely true. Wait, what’s that? You want to know what you’ll be doing to make money? Well, you’ll be earning money of course! Not satisfied with my answer? BUT YOU’LL BE MAKING SIX FIGURES FROM HOME. GIVE ME YOUR MONEYYYYYYYYY.

The above is an actual rendition of a conversation you’d have if you were able to contact the people behind The Online Business.

The Claims

Nothing new. For just $50, you’ll make tons of money sitting on your ass. You will collect thousands of checks working for yourself. That’s right. You send them money, they send you an “information kit” and you dance in the money that is literally pouring through your front door.

I couldn’t really find any information on what you would be doing. There was some mention how the business had over a billion dollar in sales back in 2005. Obviously, you’ll have to sell something but they never come outright and tell you that. I already know what you’ll be selling and if you read some of our previous reviews, you should know by now what it is as well.

The Truth

Surprise! Another Herbalife scam.

Click here to learn more about online scams and how to protect yourself.

Now, don’t get me wrong. I’m not saying that Herbalife is a scam. The scam is that the guys behind theonlinebusiness.com, incomeathome.com and Online Business Systems are deliberately hiding the word Herbalife from you. Not only that, they charge you $50 just to tell you about the company! That’s it! You’ll receive a packet stuffed full of fake testimonials on how great it is to work with Herbalife.

This review is short, but I’m sick of talking about Herbalife. Read our Partner with Paul and Crazy Fox reviews if you want more information.

Don’t visit their website.

Don’t give them your email.

Don’t send them your money.

I’ve Tried That Investigates: West At Home

Much of my day is spent browsing the web in search of new information. I usually dedicate an hour or so to trying to catch up on the latest scams in order to better educate myself to pass the knowledge on to you, my lovely readers. Usually when you come across a blog post or forum thread giving astounding praise to a program, they’re almost always promoting a scam. Even though it’s deceitful, it’s just smart business.

I came across my first ‘West at Home’ discussion in a forum a few days ago and I didn’t think much of it. The original poster had asked if it was a scam, and the follow-up response denied that claim. There wasn’t any substance there so I carried on about my business. A few days later, I discovered an entire subsection of WAHM.com dedicated to West at Home and that’s when I realized that maybe this is something we should be looking at.

The Program

West at Home hires people as customer service representatives to take inbound calls from home. Those working for West at Home are considered independent contractors and are thus not technically employed by the company, but rather you pick up outsourced work. Essentially, you will be running a customer support call center from your home. There are no start-up fees associated with West at Home other than the required equipment. West at Home requires either a VoIP or landline phone and a broadband internet connection in order to work for them. You probably already have both of these items.

West at Home employs people to do a variety of tasks from their home. These tasks range from customer care, live chat and email, and incoming sales calls. You’ll be assisting a number of companies by handling their customer support. An average day could include assisting an individual with resolving a billing inquiry, helping another customer purchase an accessory for their new wireless phone, or providing assistance/troubleshooting on a non-working product. West at Home offers paid training and claims that if you are qualified, you could be assisting your first customer within days of applying.

If you choose to work with West at Home here are some companies you may be dealing with. Technically, you aren’t supposed to talk about West at Home clients, but this is IveTriedThat.com not FollowTheRules.com.

  • HSN
  • H&R Block
  • Office Depot
  • ProFlowers
  • Sears Home Repair
  • ShopNBC
  • Toys “R” Us
  • Virgin Mobile
  • Walgreens
  • Whirlpool
  • And more…

Getting Paid

In terms of payment, there doesn’t appear to be a set $/hour number anywhere. I’m assuming you’ll be paid more on the quality and quantity of work that you do. After browsing around for a little I’ve seen some people saying they were receiving anywhere between $0.12 and $0.30 per minute. That sounds incredibly low in terms of cents per minute, but that works out to be anywhere between $7.20 and $18.00 an hour. Again, these are just ballpark figures.

There you have it. West at Home is another legitimate way to make money at home in your spare time. Now I know some of you reading this are currently West at Home contractors. I want to hear your comments below. Let us know, first-hand, what it’s like working for West at Home.

http://www.westathome.com/

I’ve Tried That Investigates: Crazy Fox

It’s late at night. You don’t know why you’re up but you can’t sleep. Jay Leno has long since said his goodbye and you’re now in unchartered channel surfing waters. Chuck Norris begins to pitch his ‘All-in-one’ fitness orb as your eyes begin to slowly close. Minutes pass. Maybe hours. You don’t know. You’re stuck in this weird dream-like state when your eyes focus back on the television. It’s a fox. And he’s telling you how you too can make millions from the comfort of your own home.

Surely, you must be dreaming.

You aren’t.

The Claims

The following quotes have been pulled directly from Crazy Fox’s website.

How to Never Need That 9-5 Job Again.

Every day, regular men and women take their first step to saying goodbye to a 9 to 5 job… forever. Right now you have the opportunity to join them.

Sound CRAZY?

DID YOU KNOW that nearly 50% of businesses in the United States are home-based? It’s true! That statistic comes from an eye-opening U.S. census report published in November of 2006!

The fact is, there has never been a better opportunity to work from home, and people everywhere are realizing it. So, what does it take to succeed?

What if there was one company using a proven system to help people build the business of their dreams… for over 25 years?

  • With annual revenues of more than $1.8 billion dollars!
  • Sales in more than 62 countries, and…
  • Tens of thousands of part and full-time income earners.

But, When Is It YOUR Turn?

Right now, you have the opportunity to discover the ground-breaking system that is changing people’s lives.

Be your own boss, work on your own schedule, love what you do, and get every bit of training and support you’ll ever need to succeed.

The key is a product line with explosive demand and a step-by-step system for growing long-term residual income.

Request our Secrets to Success kit while it’s still available!

You’ll see how everyday men and women are taking control of their financial future, while generating significant income starting in month 1!

The truth is, too many people SAY they want to change their life for the better… but they never take a single step to make it happen.

Fill out the form to order our no-obligation success kit, and keep an eye on your mailbox. This may just be the most eye-opening, and life-changing package you ever receive…

You have nothing to lose.

Yawn. This crap presell page almost put me back to sleep. Again we are given the home-based program of our dreams that will set us financially free, allow us to fire our bosses, and let us eat solid gold as we circumnavigate the globe on our privately chartered cruise ships.

The real key is that there are 307 words in the paragraph above and not one describes what you will actually be doing in order to make money from home. There’s a brief mention of an explosive product line, but that’s it. Other than that it’s just buzz words. ‘Eye-opening,’ ‘life-changing,’ ‘vomit inducing’ program you’ll ever see?

No thanks.

The Truth

Herbalife. Again. We saw a similar batch of lies when we conducted a Partner with Paul Review. The last line on the Crazy Fox websites reads ‘You have nothing to lose.’ Since when did an initial $9.95 investment for training materials, thousands of dollars on products that you have to resell that no one wants, and your personal and private information become nothing?

Keep reading for tales from those who have tried Crazy Fox.

The Proof

Crazy Fox is associated with Herbalife (which has been around for YEARS and recently was fined $150 000 by Canadian authorities for Illegal Pyramid-like scheme).

Once you pay the $9.99 fee to Crazyfox – they send you the starter package, which isn’t actually a package of any kind. It’s a booklet telling you how great it would be to become financially free, to never have a boss again and so on…

Then the real fun begins. You start getting calls from Herbalife representatives who are trying to sell all these amazing deals at $200, $500, $1000 and more. They tell you that you have made an amazing choice and you are on your way to wealth…

Since crazyfox sells your personal information to third parties, you will also start getting calls from insurance brokers, credit card companies, telephone companies and many others. They will all tell you: “We have been notified that you are starting a home business, you might be interested in our new Business Telephone Line, Business Credit Card… etc – and it never ends, needless to say that you will not make single dime with these guys.

I had never heard of Herbalife until reaponding to the Crazy Fox ad myself. I was (and still am) looking for a homebased business. It all sounded easy enough but I found out it is not easy at all. I, myself did not have the thousands of dollars to invest in the best package or the best leads and that makes it almost impossible. I don’t mind hard work but impossible is a different thing.

If you go to their website, there is no clear description of what they are and what they do – this is because they do different things; Herbalife, dropshipping… etc.

Okay, so what they really do? After collecting all your personal information (when you order a FREE starter packahe minus shipping fees) they simply sell it to other companies. Yes, all they do is collect leads and resell them.

Now, if you watch the infomercial you will see all these “average” people that claim to make $50 000 per day with crazyfox… but have you ever bothered to read the little text at the buttom of the screen?

Here it comes:
“There are no guarantees of specific income nor are there any representations of actual income.
Amounts stated are for illustrative purposes only and are not typical.
Persons depicted are paid actors.”

So, if you want to lose at least $10 while giving away your private information to hundreds of companies who will continue to contact you from now until the day you die, then by all means, sign up with Crazy Fox. If that doesn’t appeal to you, then I guess Crazy Fox just isn’t the program you had in mind.

Coming Up: Mailing from Home

Can you make money from home simply by mailing out postcards? How about by mailing envelopes? We’re looking at a couple of programs to sign up for, including moneyformailing.com. We’ll give you the inside story.

I’m skeptical, though. The site is full of red flags. For example, the main page is long on hype, short on detail. If you read it you’ll discover that you can be your own boss, earn as much as you want, get checks every week, say goodbye to money problems, and maybe even get your own pony! (Ok, I might have made up that last one.)

But what will you be doing to make all of your dreams come true? Mailing postcards and brochures from home. When someone you send mail to returns a postcard to the company to sign up for an offer, you get 50% of the sale. That seems straightforward, Joe, so what’s the problem? The problem is the questions they don’t answer:

  • Where will I get the addresses to mail things to? Joe’s theory: you’ll have to buy mailing lists.
  • What are the postcards and brochures promoting? The main page doesn’t tell you, but you can find it if you dig for it. They promote work-at-home programs, including…waaaiiit for it…mailing from home!
  • How many postcards are typically sent to make a sale? I don’t expect they would ever tell you this. But let’s compare it to Internet marketing. In that world, 3% conversion is an okay result. That means that for every 100 people that see an offer, three will make a purchase. So let’s say you’re going to send out 100 pieces to make a sale. 100x.35 (first class postage) = 35.00 in postage alone. That’s not including the value of your time to prepare the mailings and send them out. You’ll have to make a $35 commission per 100 mailings just to break even, and I doubt that’s possible.

But those unanswered questions are not the biggest red flag for me. It’s this:

Q: Why don’t you just mail the postcards?

A: We do! We mail as many postcards as we can every day! We’ve been making six figure incomes for years mailing these same postcards. But the demand for these offers is so big that we cannot reach this ever-growing market by ourselves. We have a small office with under 15 employees and more than 500,000 postcards to mail out at any given time. We need your help to get them out!

I call B.S. People who are making six figures through direct mail use mail processing equipment. 500,000 pieces is nothing for the right machinery. Also, when a business has too much work, it hires enough employees to get the work done so it can make more profit. It doesn’t issue an open-ended invitation for everybody who can operate a mouse to come join the industry. Unless, of course, it’s trying to sell something to everyone who can operate a mouse.

Also, it’s not that “demand for these offers is so big” that they can’t do it themselves. It’s that they have to flood the country a foot deep with junk mail in order to find the few who will read the card and then sign up for an offer. And the more people who send out cards, the less expense for them and the more money they make. It’s a win-win! Or at least it would be if it works.

All this is speculation, mind you. Maybe I’m wrong and it really is as easy as they say it is. We’ll let you know.

I’ve Tried That Investigates: Partner with Paul

We’ve receive a couple of requests to review Partner with Paul and find out exactly what happens when you partner up with Paul. It shouldn’t surprise you when I say the results are less than thrilling.

The Claims

The following quotes have been pulled directly from Paul’s website.

What I’m offering is a realistic plan that can help you make an extra $500 to $5,000 a month, right now, and then we’ll go from there depending on what you want to do.

What I’m hoping though is that once you get a little taste of making money online you’ll want to take things to the next level, and maybe even work from home full-time.

If you do I’ll personally work with you one-on-one, coach you, and share with you the custom tools I use to make 5- and even 6-figures a MONTH from just a single online business.

But don’t worry, making money online is easy when you know how …

  • You DON’T need to be an Internet expert or “computer geek”
  • You DON’T need to have any prior marketing or business experience
  • You DON’T need a lot of free time – even a few hours a week is enough to start
  • You DON’T need to mess with the hassles of a “real” business – this is EASY

Even if you get “weeded out”, you’ll still make $500+ a month

P.S. My friend Mike made $862.50 in his first month, $1298.32 in his second month, and is on track to make about $1,500 a month from here on out working just 3-4 hours a week. This has literally changed his life, and he’s really excited about making even more money online.

Disclaimer: This is not a “get rich quick” scheme. You will have to work to make money. While the average person can easily make $500 to $5,000 a month online, making any amount of money requires specialized knowledge and the appropriate effort.

Let’s review our scam checklist, shall we?

  • Anonymous online figure claiming to make millions of dollars online… check.
  • Screenshots that “prove” these earnings… check.
  • Claims that ANYONE can make an upper-class income in their spare time… check.
  • Absolutely no mention of what you’ll be doing to make money… check.
  • A countdown timer claiming entrance to the program is going to expire… check.

Once again we have a website from an anonymous figure claiming he makes more money than you do online and you’re a sucker for waiting this long to not send him money.

The Truth

Remember that company that was widely popular in the late 90’s that sold pills that may or may not have caused you to lose weight and either get hepatitis or die? Yes, Herbalife. Well, now for only $39.95 you too can receive a useless pack of marketing materials that show you how to become a multi-level marketer and waste more time and money than you can afford.

Click here to learn more about online scams and how to protect yourself.

The Proof

I got an email from him (Paul) and it he seems to be upfront and honest.

Seems to be yes!
BUT if he were TRULY ‘upfront and honest’ he would tell you right off the bat that this is HERBALIFE!!

Herbalife may be a good company, but it has definitely suffered from typical MLM associated problems, at least as far as IMAGE is concerned!
That’s why most MLM’s won’t even tell you their name until they feel they have your complete attention.

I got involved though, as far as getting the ‘work at home starter kit’ because, he offered to pay for the shipping. AND, he promised I’d be earning money within TWO WEEKS of receiving the ‘the work at home starter kit’.

Apparently he did pay for shipping.
I got the $9.95 shipping cost refunded to my PAYPAL account.

I see no way in hell that one can make a DIME with that ‘work at home starter kit’ though!
He also offers some free memberships in online opps that are supposed to make money for you.
Since you won’t make any money doing surveys or working an online dollar store either, you will have to pay to ship that ‘work at home starter kit’ BACK to where it came from – and where it BELONGS!

That’s the whole of the story basically but for details:

The $9.95 ‘work at home starter kit’ is no more than an advertisement package:
A 12 page booklet with one CD and one DVD in the inner folds.
The ENTIRE DVD is a presentation on the value of a home based business v. working for someone else.
(Does anyone already looking to do a home business really need this kind of reminder?
Seems like a waste of a DVD to me!)

The CD is an audio collection of success statements of those who got involved with OBS (online business systems – but really HERBALIFE).

The 12 page booklet partially describes this ‘opportunity’ in every way, except to tell you that it’s HERBALIFE!
And, you won’t find the word HERBALIFE mentioned in the DVD, CD, or booklet!
AMAZIN’!!

This 12 page booklet and CD/DVD will ‘cost’ you $39.95 if you don’t return it in a ‘resaleable condition’.

But I fail to see where a 12 page document (hardly even a booklet) and two discs are worth $39.95 in the first place!
I also fail to see where this is a ANY kind of ‘work at home starter kit’ either.
I know I can’t start work at home using this kit!

‘Paul’ said that within 2 weeks they will ask you for $39.95 but ‘you will have earned way more by that time’.
I guess this is supposed to refer to the programs he offers in conjunction with the ‘partner with paul’ package:
SURVEY SCOUT
FREE ONLINE DOLLAR STORE
And some other program so equally useless, I am not even going to go through the trouble of trying to re-locate the name of.

You will finally find out you are previewing HERBALIFE when your ‘coach’ gives you the call.
My coach was polite and informative and also mentioned that ‘they’ weren’t taking a hard line on the return of the $39.95 ‘package’ as to deadline or condition – just be reasonable.
That’s good.
BUT THAT PACKAGE STILL AIN’T WORTH $39.95!!!

Doing HERBALIFE requires scheduling phone calls so I would reject their offer on that basis alone – which could have saved EVERYONE involved in this both time AND money, if they had simply told me that beforehand (I will have to pay to mail this package-thing back after all!).

I believe my coach was making money with HERBALIFE but, once I heard the name HERBALIFE associated with OBS – after doing some ‘googling’, I was turned off and hoping that I would discover something different when I received my package.

FINALLY,
Mr. ‘Upfront and Honest’ says that the offer expires on ‘midnight or sooner’ of whatever day you click on to partnerwithpaul.com.

And apparently, this ‘offer’ hasn’t ‘expired’ yet!

I followed a link in a ‘Manifestation Meditation’ newsletter from Justin Blake at newsletter@jbvirtualnews.com promoting a home-business via Partnerwithpaul.com. This website showed a video of ‘Paul’ w/ a ‘fuzzed-out’ face, (red-flag #1) and blacked out last name (red-flag #2). He was promoting a home-business that he ‘developed’ and wanted to share it with those interested in having a business also. He talked about ‘trust’…ha, ha! You were asked to fill out a form and he would send you a DVD explaining his business. I rec’d a DVD/booklet w/ a letter from someone claiming to be my Personal Coach, Kristy Borrowe. I was charged $9.95 for S&H (which I agreed to & paid w/a cc). Got it yesterday. I wasted almost 1.5 hrs. of my time reading/viewing a DVD that was all about HERBALIFE and was hosted by an Herbalife distributor(s) called Emiko and Doran Andry, trying to recruit. This Andry guy was convincing at first, but I became very suspicious when he would reveal the name of the business or company & claims to have made $1million in one month during his career. I didn’t want a DVD about an MLM..that is NOT what I believed I was going to be receiving.

If I had known that, I NEVER, EVER would have followed-through. This absolutely constitutes deceitful, and unlawful business practices on the behalf of everyone involved in this transaction: Justin Blake, Paul (whatever his last name is), Kristy Borrowe, the Herbalife Corporation and its distributors, Doran and Emiko Andry.

For any of these individuals to admits to being innocent of this knowledge is flat-out WRONG. If you have to stoop this low to get people to ‘buy into’ the business, your trust & your MLM goes out the door. Shame on you!

York2007
Daly city, California
U.S.A.

There it is.

Don’t partner with Paul.

How Does Partner with Paul Compare?

I’ve Tried That has been reviewing products since 2007. In that time, there’s one program that stands above the rest. It’s free to get started, has no ridiculous hidden charges, and will help you build a sustainable income from home.

Let’s see how Partner With Paul compares…

Free Directory of Ways to Make Money from Home

At least two or three times a day, I receive requests for more information on ways you can make money online. True information of this sort is hard to come by as this niche is riddled with scams. I’ve compiled a few lists of ways to make money online, but this is going to be the biggest, most comprehensive list I’ve created yet. I’ll continually update and add to this directory as I come across more legitimate opportunities of making money online.

If you have any opportunities you think I should add to the list, please send me an email!

Now tracking 115 legitimate positions.

SwagBucks
Stop what you’re doing and create your free SwagBucks account right now. It’s 100% free to join and will help you make some extra money doing things you already do online. Seriously. I’ve made over $890 since joining!
Click here and create your account now!

Blogging Positions
Blogging is by far the best and easiest way to make money online. If you’re looking to make extra money using the internet, blogging is the answer. Look here first.
View 9 available blogging positions.

Customer Service Jobs
As a customer service representative from home, you may find yourself answering support calls, doing market research, or even some (gasp) telemarketing. You should expect to find yourself on the phone nearly the entire time while you are working. Great communication skills are a must.
View 17 available customer service positions.

Data Entry/Transcription Work
Data entry positions are incredibly rare. Even if you do happen to land a data entry job, the pay will be so little it will be worthless. Combine that with the incalculable number of data entry scams out there, and you have quite possibly the worst thing to ever happen to working at home. Still interested? You can’t say I didn’t warn you.
View 14 available data entry and transcription positions.

Freelance Writing
Freelance writing allows you to write articles or reviews on pretty much anything and get paid for it. You may not think of yourself as much of a writer, but like everything in life, practice makes perfect. Try freelance writing and you’ll be surprised with the results.
View 20 available freelance writing positions.

“Get Paid To…” Opportunities
This category is for all those “Get Paid To…” ways of making money. Use one or use them all. Either way, I’ve tested them, I’ve tried them, and I’m currently using them to supplement my income.
View 8 “Get Paid To…” ways to make money.

Miscellaneous Opportunities
These job sites didn’t really fit into any other category and there weren’t enough of them to be categorized into their own posts. So, sift through them and see if there’s anything that might interest you.
View 8 miscellaneous ways to make money online.

Paid Surveys
Paid surveys are a great way of giving your opinion and getting paid. A lot of survey companies have taken to the Internet in the past few years and are now willing to pay you to complete surveys online.
View 15 available paid survey positions.

Sell Stock Photography
Get paid to take pictures. Is it really that easy? Of course not, but the following list of sites will help you get started with selling your photography and turn your hobby into an extra bit of side cash.
View 8 available ways to sell stock photography online.

Start a Website
One of the best ways to make money online is through running your own website. Overhead costs are low, profits can quickly start to roll in, and the entire process is a lot of fun. Interested? Well, you should be.
Click here for more information.

Freelance Writing Jobs Directory

Now tracking 20 ways to make money through freelance writing.

Freelance Writing Background Information

One of the easiest ways to earn a few dollars and build a passive, recurring income online is through freelance writing. Many sites will pay you initially per article you write and then will give pay you more depending on impressions on the article and revenue generated from the article’s page.

You also don’t have to be a professional writer in order to apply and make money. If you have a passion for a subject and are able to write an article containing anywhere from 300-2000 words, you’re more than eligible to make money through freelance writing.

Recommended Freelance Writing Programs

  1. Helium is the best website when it comes to getting paid for freelance writing. Initially, your submissions won’t receive that much money, but as you develop your profile and submit more, Helium becomes one of the highest paying websites that freelance writers can join. If you only join one website on this list, make sure it’s Helium.
  2. Constant Content is a bit more for the advanced freelance writer. You submit articles for purchase by those seeking content for their own websites, magazines, etc. There’s the opportunity to make a lot more money at Constant Content, but there are more rules and guidelines here. You are able to set the purchase price of your articles.
  3. About.com Guide isn’t always accepting guides, but if you are selected, you’ll be compensated for your knowledge.
  4. eHow is now paying its members to write how to guides on nearly everything.
  5. CyberEdit
  6. EditFast
  7. Epinions pays its members for reviews on just about anything. No experience is required. If you have an opinion and can type it up, Epinions will pay you.
  8. JustAnswer is hiring experts to give their qualified answers to their member’s questions.
  9. Manuscript Services hires native English speakers for various writing tasks. Great pay, no upfront fees.
  10. Proofread Now
  11. Review Stream operates along the same lines as Epinions: write a review, get paid.
  12. Squidoo is a new Web 2.0 approach to freelance writing. You create a “lens” which is just a name for a page dedicated to the topic of your choosing. You are paid if any revenue is generated from your lens.
  13. SunOasis
  14. TextBroker – Pays for articles. Higher quality articles earns you more stars and increases the amount of money you can make. A definite must-join for article writers.
  15. Wordfirm Inc. sometimes seeks highly qualified freelance writers, editors, copyeditors, proofreaders, and indexers. Submit your application to be considered.
  16. WordGigs
  17. WordsRU – Masters Degree required
  18. Writers Weekly
  19. Writing Assistance Inc is seeking technical writers, copywriters, and web content writers. They act as a broker between writers and businesses.
  20. Yahoo Contributor Network is another great program to join for freelance writing. You usually receive $3-$20 per article that you write with the opportunity to earn a share of revenue generated from more popular articles.

Make Money Blogging Directory

Now tracking 9 ways to make money blogging.

Blogging Background Information

If you’re serious about making money online, blogging is your answer. Blogging is incredibly easy to do, anyone can become a blogger, and making money with a blog is relatively simple. Will you become rich just by owning a blog? Probably not. But realistically, you could make over four-figures a month with enough dedication and hard-work.

But what exactly is a blog?

Blogs are online software programs, formally known as content management systems, where people can post diary entries about their personal experiences, hobbies, jobs, interests, whatever. Fortunately for you, in order to operate a blog, you need absolutely no prior technical knowledge. As long as you know how to navigate around a web page and you can type into a box, you can easily manage your own blog.

Is running a blog for you? Absolutely it is. I need to reiterate that you need no prior technical knowledge to run a blog. Forget any notions you have linking blogs to coding and advanced degrees of technical comprehension. Those are the days of the past.

How exactly do I make money with a blog?

You can use your blog to make money through showing advertisements, promoting affiliate programs, and creating posts. That’s right. Depending on your popularity, companies will pay you for showing links on your blog or creating sponsored review posts.

I need help setting up a blog.

Well you’re in luck! If you want your own domain name and blog, but don’t want to deal with any of the technical aspects of setting one up, let me do it for you free of charge. All you need to do is follow an instruction set. I’ve laid out a detailed 10-step process (with pictures!) that will show you how to order a domain name and hosting. Once you do that, I’ll handle all of the scary technical stuff and you’ll be left with a fully functional blog. All you have to do is provide content.

Click here to get started now!

Recommended Blogging Programs

Once you get a blog setup, you can use these sites to get paid to write articles on your new blog. Be sure to check them all out!