Comments on: Overdue final update: Financial Peace University Review

By: Gabe

Gabe — Wed, 16 Feb 2011 20:20:12 +0000

I agree with Sally, for me, in a lot of ways, it’s about overcoming laziness. One of the first classes mentions a Bible verse (I agree with Sally here too, he doesn’t come off too “preachy”…it’s just his stance) ….

Hebrews 12:11
“No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it.”

I’m in the midst of this training and hope to reap said harvest. Time will tell…and my activity will be necessary too.

By: Sally

Sally — Sat, 05 Feb 2011 20:35:36 +0000

Hi – My name is Sally, and I’m a recoverd “free spirit”. Dave Ramsey’s FPU woke me up from the ignorance is bliss coma I had been living in. What I learned in this class was not math skills. Truthfully, I was just lazy. What he really teaches you is discipline, he shows you how to reframe your thoughts, and shows you how to reconnect with your money. Money has become intangible due to the societal transition from cash and checks to debit cards and credit cards. If you can’t feel it, see it, smell it, you really do lose touch with what a dollar truly means. If you’re worried about the religious aspect, you shouldn’t be. He only applies scripture that has a direct relationship with finances. (i.e., Proverbs: the borrower is slave to the lender; he who signs surety for another lacks . . . . . . , etc.) IMHO . . . . this is a kick in the butt we all need

By: Pete @ biblemoneymatters

Pete @ biblemoneymatters — Fri, 18 Jul 2008 14:09:36 +0000

My wife and I are debt-free, and are now going to be using the methods found in ramsey’s FPU to start investing and saving.

As Ramsey says we’re going to live like no one else so that later we can live like no one else!

Also, I would like my own magic unicorn that poops $100 bills. Where do i sign up?

By: trav

trav — Mon, 31 Dec 2007 18:02:21 +0000

Seriously, Dave Ramsey rocks. I haven’t taken this course because I listen to his radio show everyday via podcasts. They are free podcasts from itunes or his website. He mentiones that basically this course is the same advice that he has on his radio show, but it’s just a fancier package.

I have been on the Dave Ramsey plan for three years now and in just a couple more months I will be DEBT-FREE!! Ok, I had a lot of debt. But I have savings, an emergency fund and am very very close to finally being debt free.

Nothing was easy. But he does break it down for you so that you can breathe and realize how to budget your money. I use a virtual envelope program, but it’s the same thing.

He does seem kinda hokey or preachy at times, but if you actually listen and give him a chance–it works. Sure, I’ve been on “beans and rice, rice and beans” for the last three years, but I have paid down $22,000 of debt. So thanks for your review and remember to let people know that they can get all this info for free if they just listen to his podcasts.

He also has a show on Fox Business Network. It’s really funny though, now that I am almost debt-free and I manage my money rally well, I see things differently.

All around me, I see “debt people.” Great blog, great info. Thanks.